Your estimated retirement income
Updates instantly as you change inputs.
Retire at age
62
At age 62, your estimated after-tax monthly income is $4,953, compared with estimated monthly spending of $7,500.
Retire at age
65
At age 65, your estimated after-tax monthly income is $4,953, compared with estimated monthly spending of $7,500.
Retire at age
70
At age 70, your estimated after-tax monthly income is $7,467, compared with estimated monthly spending of $7,500.
See your full breakdown
The summary above is yours to keep. Enter your first name and email to unlock the year-by-year details for each retirement age and get the Kaiser retirement guide.
What this means
This estimate shows whether your pension, Social Security, and savings may cover your planned retirement spending.
If there's a gap, it may be possible to improve the outcome by:
- retiring later,
- adjusting pension elections,
- changing Social Security timing,
- or revisiting spending assumptions.
Want to see how this changes with your actual Kaiser numbers?
We can review:
- pension election tradeoffs
- Social Security timing
- spending assumptions
- and whether your current plan is on track
Important
This calculator provides a simplified estimate for educational purposes only. It is not personalized financial, tax, or legal advice and should not be relied on as a complete retirement plan. This has not been provided or endorsed by Kaiser Permanente.
Results depend on assumptions including:
- investment mix
- withdrawal sustainability
- inflation
- tax treatment
- retirement timing
- and the accuracy of the figures entered
This calculator is not affiliated with Kaiser Permanente.